If you’ve been injured in a car accident in Suffolk County, one of the first questions on your mind is likely: “How long will it take to get compensation for my injuries?” While every case is different, understanding the typical timeline and the factors that influence it can help you set realistic expectations and make informed decisions about your claim.
Car accident settlements in Suffolk County typically take anywhere from a few months to several years to resolve. Most straightforward cases settle within 6 to 18 months, while more complex cases involving severe injuries, disputed liability, or multiple parties can take two years or longer. Cases that go to trial can extend the timeline even further.
One of the most significant factors in determining how long your case will take is the extent of your injuries. It’s essential to reach maximum medical improvement (MMI) before settling your case. MMI is the point at which your condition has stabilized and your doctors can provide a clear picture of your long-term prognosis. Settling too early could mean missing out on compensation for future medical expenses and ongoing treatment.
Cases where fault is clear-cut typically settle faster than those where liability is disputed. If the other driver clearly ran a red light or rear-ended you at a stop sign, the insurance company is more likely to settle quickly. However, if there’s any question about who was at fault, expect a longer process as both sides gather evidence and build their arguments.
Some insurance companies are more willing to negotiate in good faith than others. Unfortunately, many insurers use delay tactics to pressure injured victims into accepting lowball settlements. Having an experienced Suffolk County car accident attorney on your side can help counter these tactics and move your case forward.
The amount of insurance coverage available can impact your timeline. Cases involving significant damages but limited policy coverage may require exploring additional sources of compensation, such as underinsured motorist coverage or claims against multiple at-fault parties.
While every case is unique, here’s a general timeline of what to expect:
It’s important to understand that New York is a no-fault insurance state. This means your own insurance company will cover your basic medical expenses and lost wages through Personal Injury Protection (PIP) benefits, regardless of who caused the accident. However, to pursue a claim against the at-fault driver for additional damages like pain and suffering, you must have suffered a “serious injury” as defined by New York law. Meeting this threshold is often a key factor in how your case proceeds.
While you can’t control every factor, there are steps you can take to help keep your case on track:
Having a Suffolk County car accident attorney who understands local courts, judges, and insurance company tactics can make a significant difference in both the outcome and timeline of your case. A knowledgeable attorney can anticipate potential obstacles, negotiate effectively with insurers, and ensure your case is positioned for success—whether through settlement or trial.
Every car accident case is unique, and the best way to understand your specific timeline is to speak with an experienced attorney who can evaluate the details of your situation. At Palermo Law, we offer free consultations to Suffolk County car accident victims. Contact us today to discuss your case and learn what to expect as you pursue the compensation you deserve.