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Personal Injury Law

How will I pay for medical bills if I am in an accident?

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Updated February 2016
Reading Time ~2 min read

Even if you’re knocked unconscious by an accident, one of the first things you wonder after waking up is: who is going to pay the medical bills? This is especially true for a serious accident.

If you suffered injury in an auto accident, under New York law , no fault insurance covers up to $50,000 in medical bills. It doesn’t matter who is at fault — that is to say — who caused the accident. If you were a passenger in someone else’s car, their no-fault insurance on the vehicle will cover your injuries. If you’re a pedestrian and struck by a car, the driver’s no-fault insurance covers your injury.

But let’s say your injury is severe and greater than $50,000 in damages. How do you cover the expenses above $50,000? If you meet the New York serious injury threshold (and it is highly likely that you will with damages over $50,000), you can sue the at-fault party for compensation. Whenever your injury in an accident is serious, it’s wise to consult with an experienced lawyer.

Also, if you’re in an accident, there are several things you should not do:

  • Apologize for the accident
  • Say the accident was your fault, even if you think it is
  • Disclose how much insurance you carry

Your lawyer can investigate the accident and take all the factors into consideration to determine the cause. Many times people aren’t aware of all the factors involved.

Worrying about medical bills and how you will pay them is typical of people involved in accidents. This is why it’s a good idea to consult with an attorney as soon as possible. It relieves a lot of stress when you have a lawyer who can explain how monetary recovery works and guide you in what to say and do.

Our attorneys at Palermo Tuohy Bruno have years of experience successfully helping people recover compensation for accident injuries.

The information provided in this blog is for general informational purposes only and reflects the opinions of the author. It is not legal advice and does not create an attorney-client relationship. Every case is different, and results depend on the specific facts and applicable law. You should not act or rely on any information in this blog without first seeking advice from a qualified attorney regarding your individual situation.